TERMS AND CONDITIONS AGREEMENT

AReferrals is a service provided by Intellectmap Corporation. The websites and services provided at www.areferrals.com, www.intellectmaps.com, www.intellectmap.com, www.intellectgift.com are hereinafter referred to as the �Intellectmap� website and service. These Terms of Service together with Intellectmap's Privacy Statement located at www.areferrals.com/privacy.htm (collectively the "Terms") govern your use of the Intellectmap website and service.

The content within the Intellectmap system is growing daily; however, you understand and agree that it may not be able to find companies providing the particular services you need. By using the Intellectmap website and service you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Intellectmap website and service. You agree not to use the Intellectmap website and service for any purpose that is unlawful or prohibited by these Terms and Conditions.

CONTRACTING & GUARENTEES

The Intellectmap website and service may inform you of companies that provide services you need, however, all information is provided without any guarantee or warranty of any kind. Your use of the information is at your own discretion. To contract with these companies, you must work directly with them. Intellectmap does not perform, and is not responsible for, any of the services requested by you from these companies. Your rights under contracts you enter into with these companies are governed by the terms of such contracts and by applicable federal, state, provincial and local laws. Intellectmap make no guarantees or representations regarding the skills or representations of such companies or the quality of the work performed by them for you if you decide to retain their services. Intellectmap does not endorse or recommend the services of any other company. It is entirely up to you to evaluate the qualifications of other companies, and to enter into a direct contract or otherwise reach agreement with them. We do not guarantee or warrant the outcome or quality of the services performed by other companies which you become aware of in using the Intellectmap website or service. Intellectmap is not an agent of these companies, nor are these companies agents of Intellectmap. In the event you and Intellectmap agree to a Statement Of Work (SOW), you understand that this SOW requires a signature from you and Intellectmap. You further understand and agree that an Intellectmap SOW is governed by Intellectmap's �Standard Services Agreement� (SSA). This SSA is located at https://www.intellectmap.com/ssa.htm and is hereby incorporated by reference, and included as part of this agreement.

LINKS TO THIRD PARTY WEBSITES

The Intellectmap website and service may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

USER CONTENT

You understand that all Ratings and Reviews of companies displayed to you reflect the opinions of other consumers, and do not reflect or represent the opinions or representations of Intellectmap. Intellectmap does not assume responsibility or liability for any Rating, Review or other user generated content or for any claims, damages, or losses resulting from the use of this content on the Intellectmap website or service or within the materials contained therein. You agree that all of the content and information provided by you including but not limited to Ratings and Reviews, Comments, Questions and/or Answers will be based upon your our actual first-hand experiences with the companies you are reviewing or rating and that it is accurate, truthful and complete in all respects. You acknowledge and agree that any Content you post or provide may be viewed by the general public and will not be treated as private, proprietary or confidential. By posting or providing any Content you represent and warrant to Intellectmap that you own or have all necessary rights to provide the Content. You authorize Intellectmap and its affiliates, licensees and sub-licensees, without compensation to you or others, to copy, adapt, create derivative works of, reproduce, incorporate, distribute, publicly display or otherwise use or exploit such Content throughout the world in any format or media (whether now known or hereafter created) for the duration of any copyright or other rights in such Content, and such permission shall be perpetual and may not be revoked for any reason. Further, to the extent permitted under applicable law, you waive and release and covenant not to assert any moral rights that you may have in any Content posted or provided by you. You hereby grant Intellectmap a perpetual, non-exclusive, royalty-free, transferable, assignable, sub-licensable, worldwide license to use, store, display, reproduce, modify, create derivative works, perform, distribute, print, publish, and disseminate your Content and such permission shall be perpetual and cannot be revoked for any reason.

DISCLAIMERS AND LIMITATION OF LIABILITY

The website and service is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

To the extent permitted by law, Intellectmap will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the website and service.

Intellectmap makes no warranty that the functionality of the website or service will be uninterrupted or error free, that defects will be corrected or that the website or the server that makes it available are free of viruses or anything else which may be harmful or destructive. Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; including death or personal injury caused by fraud or fraudulent misrepresentation on the part of Intellectmap.

INDEMNITY

You agree to indemnify and hold Intellectmap and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against Intellectmap arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of the Intellectmap website and service.

COPYRIGHT

All copyright, trade marks and all other intellectual property rights in the Intellectmap website and its content (including without limitation the website design, text, graphics and all software and source codes connected with the website) are owned by or licensed to Intellectmap or otherwise used by Intellectmap as permitted by law.

In using the Intellectmap website and service you agree that you will access the content solely for your own use. You acknowledge and agree that you will not access, reproduce, duplicate, copy, sell, re-sell, visit or otherwise exploit for any commercial, educational, or any other non-personal purpose the content without the express written consent of Intellectmap.

SEVERANCE

If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

WAIVER

If you breach these Conditions of Use and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these Conditions of Use.

GOVERNING LAW

These Terms and Conditions shall be governed by and construed in accordance with the law of the State of Maryland and you hereby submit to the exclusive jurisdiction of the State of Maryland courts.

CHANGES

Intellectmap reserves the right to: 1. change or remove (temporarily or permanently) the website and service or any part of it without notice and you confirm that Intellectmap shall not be liable to you for any such change or removal and. 2. change these Terms and Conditions at any time, and your continued use of the website and services following any changes shall be deemed to be your acceptance of such change.

OUR CONTACT DETAILS

If there are any questions regarding this terms and conditions agreement you may contact us using the information below.

Intellectmap Corporation 6325 Windermere Circle, North Bethesda, MD 20852

info@intellectmap.com

Last Edited on 2015-January-5